Use these 3 tips to maintain a good credit score

16 May

Your credit score is a numerical indicator lenders use to determine how risk-free you are as a borrower. It is based on the details in your credit report, such as your borrowing history and whether you have made timely payments.   People with low...[Read More]

Property Investing: Residential vs. Commercial Real Estate

2 May

In the realm of property investment, prospective investors often grapple with comparing residential vs commercial real estate. Both offer viable investment opportunities, but they also come with their own unique advantages and drawbacks. Hence, the...[Read More]

Steps to building an emergency fund & why do you need one

25 April

Life is unpredictable, and financial surprises can arise when you least expect them. This is where an emergency fund comes in. This financial safety net is designed to cover unexpected expenses, like car repairs or medical bills, or provide support...[Read More]

Maximising space and value: Top 10 home renovation tips

18 April

Renovating your home to increase space and add value requires strategic planning, creativity, and a focus on key areas that potential buyers or valuers find appealing.    Here are the top 10 tips to guide you through this process:   Plan and...[Read More]

Empowering women through financial literacy: Taking control of your wealth and future

11 April

Navigating the complexities of personal finance is essential for anyone looking to secure their financial future, make sound investment choices, manage debt effectively, and plan for eventualities.    This is particularly crucial in the context of...[Read More]

4 Financial Myths You Shouldn’t Fall for This April Fools’

28 March

April Fools’ Day has a long and rich history of harmless trickery, and it can be very entertaining if you manage to fool your family or friends. However, if you’re gullible, April Fools’ Day may not be as much fun. Falling for false...[Read More]

Are the Lipstick and Beer Indexes Reliable Measures of Consumer Behaviour?

14 March

Traditional indicators such as GDP, unemployment rates, and inflation indicators are used to measure the health and performance of an economy. These are commonly used by economists and policymakers in gauging a country’s economic growth and...[Read More]

Property investing – residential vs. commercial real estate

22 February

In the realm of property investment, prospective investors often grapple with comparing residential vs commercial real estate. Both offer viable investment opportunities, but they also come with their own unique advantages and drawbacks.   Hence,...[Read More]

Saving for the Future: Building Financial Security Step by Step

15 February

In an era where the allure of instant gratification is stronger than ever, the art of saving money seems to be fading into the background. Yet, the truth remains: most of us have aspirations that extend beyond our immediate reach, be it a new car,...[Read More]

Understanding the five key areas of personal finances

8 February

When it comes to managing your money, it’s crucial to have a comprehensive understanding of the five key areas of personal finance: income, spending, saving, investing, and protection. Mastering these elements can be the difference between...[Read More]

What is your “big picture” ?

1 February

Even as children, people create this big picture in their minds — a reflection of how they envision their life to be. Whether your big picture is similar to what’s called the Australian Dream (home ownership as the key to a better life) or...[Read More]

The difference between shares and bananas

25 January

In the world of investing, stocks and bonds often take centre stage. They represent two of the most common types of investments, each offering unique benefits and risks. As an investor, understanding stocks vs. bonds is key to building a diversified...[Read More]

Saving for rainy days even on a tight budget

18 January

When you have a tight budget, it may seem impossible to save money. And with rising inflation, it’s not difficult to understand why the personal savings rate in Australia decreased last year. However, conserving money while you’re short on cash...[Read More]

To have a secure future, you need to be financially responsible

18 January

Financial responsibility refers to the practice of handling money and other assets in a way that is in your (as the owner of the assets) or your family’s best interest. Being financially responsible entails a certain level of proficiency in...[Read More]

Tips to grow your superannuation

11 January

Retirement is a period most people eagerly anticipate. It’s that wonderful stage of life when you can finally unwind and spend your time as you please. You can even spend retirement focusing on the businesses you’ve been planning and have put...[Read More]